1. General . In this Online E-Giving Agreement ("Agreement"), the words we, us, our and "Bank" refer to National Church Supply Company Inc. a.k.a. The Envelope Service. The words "you" and "your" refer to the person subscribing to or using the online E-Giving Service ("E-Giving Service"), including persons authorized by a subscriber to use the E-Giving Service with respect to the subscriber's accounts. The words "business day" mean Monday through Friday, except Bank holidays. The words "Authorized Representative" mean a person who has authority of any kind with respect to an account or transaction.

By requesting or using the E-Giving Service, you agree to be bound by all terms and conditions of this Agreement, including amendments we make from time to time. Use of the E-Giving Service by any Authorized Representative after the scheduled effective date of an amendment will make the amendment binding upon your business and each Authorized Representative. You also agree to comply with our instructions for use of the E-Giving Service, whether such instructions are furnished online or otherwise. You agree that we may provide any required notices concerning your accounts and transactions electronically to your Internet address as reflected in our records, that you will be bound by any amendments to this Agreement which are posted at this Website or which are sent to you, and that we may record telephone conversations our employees have with you.

2. Access . We reserve the right to approve or disapprove such requests. Upon our approval, you will be issued a confidential User ID and Password to utilize the E-Giving Service. If your business requires that multiple Authorized Representatives be able to use the E-Giving Service, you agree to request a separate User ID and Password for each person. You may designate the particular accounts each Authorized Representative may access through the E-Giving Service. You also may designate whether you wish an Authorized Representative to have access through the E-Giving Service for information reporting purposes only or also for balance transfer, bill payment, or other functions which you have arranged, or do arrange, to utilize through the E-Giving Service. We may require that you designate a Primary User having authority to administer and maintain all User ID's and Passwords and account activity levels. Instructions for changing Passwords are available at online Help at this Website.

3. Security . You acknowledge that the User ID and Password procedures and the multiple Authorized Representative activity level options described above constitute commercially reasonable security procedures. You agree to safeguard the confidentiality of all User ID's and Passwords and to provide them only to your Authorized Representatives, and you agree to notify us immediately if you believe that the confidentiality of any of such information may have become compromised. You authorize us to execute all transfer and other instructions we receive with a valid User ID and Password before you notify us of unauthorized use and we have a reasonable opportunity to act upon your notice. You agree that we have no obligation to obtain verification from a second person of an instruction entered with your User ID and Password unless you have followed our procedures to establish a verification procedure for such instructions. Except for complying with any verification procedure which we offer and which you have selected according to our set-up procedures, we will have no obligation to review or monitor for any reason (including without limitation the possibility of application of business funds for unauthorized purposes for the benefit of employees or others) instructions or transactions conducted with your User ID and Password. If you are an owner of an account for which a valid User ID and Password is furnished to us in order to transfer funds from the account, you agree to indemnify and hold us harmless from all loss and liability arising in connection with such transfers, even if such transfer instructions were not authorized by you. You agree to promptly review account and transaction records we make available to you, whether in electronic or paper form, and to promptly report any discrepancy to us.

4. E-Giving Service functions . The basic functions of the E-Giving Service include the following:

Information reporting

Online donations to your organization of which you are a member

Each user which we approve to utilize the E-Giving Service will be permitted to utilize the basic functions after account function set-up procedures are completed.

5. Information reporting . This function enables you to review online certain account transaction history and reports which you have elected to receive with respect to deposit accounts linked to the E-Giving Service. (Some information may be current only as of the close of the previous business day.) .

6. Deleting or modifying donations . You may change online both the payment amount and the Transaction Date of any scheduled payment or delete a payment. Payments, including Recurring Payments, may be deleted, modified or rescheduled in this manner any time prior to 10:00 a.m. Eastern Standard Time on the Transaction Date.

7. ACH . If you request and receive our approval to utilize the ACH function and you execute our ACH/DTC Services Agreement and complete our ACH set-up procedures, you will be permitted, subject to our ACH policies and procedures, to originate ACH transactions online by entering your instructions to transfer funds, via the automated clearinghouse system, to or from your Bank accounts or your accounts maintained at other depository institutions, or to or from third- party accounts (pursuant to their prior authorization obtained by you.) Instructions for use of the ACH function are available on Online Help at this Website. You must follow those instructions carefully. The transaction information which you enter must be exact . The receiving bank may post ACH transactions based on the designated account number, even if the name of the payee on the account does not match the name of the payee you designated, and you will be liable for those transactions. Thus, you must confirm the accuracy of the receiving party's account number and the other transaction information before you submit your ACH instructions. The Bank's cutoff time for execution of ACH instructions is available at Online Help at this Website. If you enter ACH instructions before the cutoff time and wish to cancel or revise them, you must do so before the cutoff time. ACH transactions submitted through the E-Giving Service are subject to ACH fees separately disclosed to you.

8. Charges . Transactions which you conduct through the E-Giving Service, including without limitation ACH transfers, credit charges, and stop payment orders, are subject to the fees for such services which are separately disclosed to your organization. The fees for subscribing to the E-Giving Service will be disclosed to you at the time you are notified (electronically or in writing) that we have approved your application to subscribe to the E-Giving Service. You may notify us at that time that you reject the E-Giving Service, in which case you will owe no fees for the E-Giving Service, so long as you never use it. If you request or use additional services through the E-Giving Service, including without limitation services provided by other information providers, you may be assessed additional charges applicable to those services. You are responsible for payment of the charges assessed by your Internet service-provider or other third-parties.

9. Other information providers . We may provide access through our Website to information furnished by third parties, such as online statistics. We do not warranty the accuracy of such information, and you assume the risk if you rely on third-party information. You agree to respect the third-party provider's proprietary rights in such information and agree not to furnish the information to any other person or entity. We may change or delete access through this Website to any third-party information without notice.

10. Liability limitation . We will have no liability to you for failing from time to time to provide online access to your accounts and/or to account functions which generally are available to you through the E-Giving Service, regardless of the reason for such unavailability. Even when the E-Giving Service is available to you, we will not be obligated to execute any instruction or transaction which does not satisfy each of the following criteria: (1) there must be sufficient, unencumbered funds available in the account from which funds you wish to donate funds; (2) the transaction must be in full compliance with the terms and conditions of this Agreement, other applicable agreements, and our instructions; and (3) the transaction must be in accordance with other requirements of our applicable policies, procedures, and practices.

In addition, under no circumstances will we be liable for any loss, damage, expense, or cause of action (whether such action is based on contact, tort, or any other form of action) arising out of or in connection with: (1) funds donations or other transactions for which the instructions submitted to us were accompanied by a valid User ID and Password, regardless of whether such transactions were not authorized by, and did not benefit, the accountholder; (2) execution of an ACH, or other funds transfer order in conformity with the information submitted to us with your valid User ID and Password, regardless of whether the some or all of the information submitted was erroneous; (3) our failure to stop payment on a transaction or other transfer for which some or all of the information submitted to us was either erroneous or not timely submitted; or (4) any viruses which may infect your computer equipment, regardless of the source of such infection.

Except as otherwise provided in the donation payment guaranty provisions above, we will be liable to you only for certain losses which directly result solely from our own gross negligence. The circumstances described in the two preceding paragraphs shall never be considered losses attributable to any act or inaction on our part. Under no circumstances whatsoever will we be liable for any indirect, incidental, exemplary, special, or consequential damages, including without limitation damages in the nature of legal expenses or loss of anticipated donations.

11. Governing law . This Agreement shall be governed by and construed in accordance with the laws of West Virginia , without regard to any state's conflicts of law provisions.

12. Severability . If any part of this Agreement is determined to be invalid, the remaining portions shall remain in full force and effect. If a part of this Agreement is unenforceable under a particular set of circumstances, it shall not be deemed unenforceable under all circumstances, it being the intention of the parties that the Agreement be given its broadest possible effect.

13. Termination or suspension . You may terminate your participation in the E-Giving Service at any time without cause. We may terminate or suspend your participation in the E-Giving Service at any time without cause. If we do, we will try to notify you in advance, but we will have no obligation to do so.